Savings Rates


As of April 1, 2018

Shared Accounts

Regular Share Account Balance Rate Annual Percentage Yield*
$500.00 to $999.99 0.10% 0.10%
$1,000.00 and over 0.15% 0.15%
 

Share Draft Accounts

Checking Account Balance Rate Annual Percentage Yield*
To $1,999.99 0.00% 0.00%
$2,000.00 and over 0.05% 0.05%
Money Market Rate Annual Percentage Yield*
$5,000.00 to $24,999.99 0.35% 0.35%
$25,000.00 to $49,999.99 0.40% 0.40%
$50,000.00 or more 0.50% 0.50%
 

Individual Retirement Accounts

IRA Account Balance Rate Annual Percentage Yield*
To $4,999.99 0.40% 0.40%
$5,000.00 to $19,999.99 0.50% 0.50%
$20,000.00 and over 0.70% 0.70%
 

Club Accounts

Club Savings Rate Annual Percentage Yield*
Holiday Club (Any Balance) 0.10% 0.10%
Vacation Club (Any Balance) 0.10% 0.10%
 

Share & IRA Certificates

Accumulator Certificate Dividend Rate Annual Percentage Yield*
180 Days to 364 Days 0.50% 0.50%
Term Dividend Rate Annual Percentage Yield*
6 Months 0.50% 0.50%
12 Months 0.75% 0.75%
24 Months 1.00% 1.00%
36 Months 0.80% 0.80%
48 Months 0.90% 0.90%
60 Months 1.00% 1.00%
 

Accumulator Certificate requires an opening deposit of $100 and monthly deposits of $25 to $1,000.00. Minimum deposit for regular certificates is $500.00. Penalty for early withdrawal may apply.

Rates are subject to change without notice. The Board of Directors declares the dividend rates at the beginning of each month. Dividends are paid from current income and available earnings after required transfers to reserves at the end of the Dividend period.

For more information regarding dividends and/or share accounts contact the Credit Union for a Rate and Fee Schedule.