Auto Loans


We make purchasing your car a smooth and hassle-free experience.


Now more than ever, a set of wheels is a big investment.

Georgetown FCU can cut your out-of-pocket costs with up to 100% financing for vehicles five model years old or less, and drive your monthly payment down with extended terms for loans over $20,000.

Choose 2 wheels or 4!

We offer financing and refinancing for new or used cars, trucks, SUVs and hybrid vehicles, RVs, boats, and motorcycles.

 

Auto-Buying Services


CARcierge

CARcierge is our new, full-service auto-buying program. 

When you're ready to purchase your new car, let us do all the work for you.  We can get you the vehicle you want, without the hassle or stress of haggling with dealership salespeople.

Simply tell us what make, model, color and options you'd like, and we'll find the exact car you want, negotiate the price, and handle the purchase.  And, in most cases, we can even have the car delivered to the credit union, so you can take possession of your new car when you close your loan.

How CARcierge works:

  1. First, get pre-approved.  This will help ensure you don't waste your time looking at a car that's not within your budget.
  2. Once you know what you can afford, test drive the vehicle(s) of interest within your budget to narrow down your selection.
  3. Contact your insurance provider and ask for an estimate for insuring the vehicles you've narrowed down your selection to.  There's often a difference in cost for insuring different vehicles.
  4. Once you've selected your vehicle, give us a call and let us know the make, model, and features and we'll take it from there.  Once we've found the car and negotiated the price, we'll contact you to approve the transaction.  Then, we'll set up a date for you to sign your loan documents, and take possession of your new vehicle.

It's that simple. 

If you're in the market for an new vehicle and don't want to haggle over price or run all over town for the best deal, use our CARcierge service, and leave the hard stuff to us.  Call 202.687.8175 for more information.


MVCP

Thanks to the Motor Vehicle Certification Program (MVCP), buying your next car does not have to be tough, stressful or painful! Your purchase is made easy when using this free service. Simply call MVCP about the vehicle you are interested in buying and their advisors will direct you to the MVCP participating dealer where the price for that vehicle has already been pre-negotiated for you.

How MVCP works:

  • Call MVCP about the vehicle you wish to purchase. An MVCP advisor will direct you to the participating MVCP dealer.
  • Visit the MVCP dealership and identify yourself as an MVCP member. Select the vehicle and get the MVCP pre-negotiated price.
  • Call MVCP back either before or shortly after your purchase. Their advisors will audit the transaction and certify that you’ve received the price you’re entitled.
  • Contact an MVCP Advisor at (800)345-6827, Monday – Friday, 9:00 a.m. – 5:00 p.m.


UBS

United Buying Service (UBS) makes purchasing your vehicle easy. With this free service there’s no haggling over price. Simply call the UBS and tell the representative what car you want. They’ll provide you with your Purchase Certificate and direct you to an affiliated dealer. The prices of the vehicles have already been pre-negotiated for you. Stop by the credit union, and check out the UBS Official Price Book.

Contact an UBS Sales Specialist at (301) 657-1920, Monday – Friday, 9:00 a.m. – 5:00 p.m.


NADA Guides

Lots of helpful information on new and used cars, boats, motorcycles, RVs and more! Get pricing, insurance quotes, and much, much more.


EPA Green Vehicle Guide

What’s new in fuel efficiency? Visit the Environmental Protection Agency’s web site to find out.